Cheapest investor 5-year fixed home loan rates
Ranked by advertised rate, the leading investor 5-year fixed home loan in Australia today is IMB Bank's at 6.60% comparison (6.49% advertised) - rates as at 17 Sept 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Australian investor 5-year fixed home loan rates, ranked by advertised rate.
Fee data: ongoing fees are not tracked for investor products yet. They often differ from the owner-occupier version of the same loan, so we show none rather than guess.
| Lender | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
IMB BankBest5-year Fixed Rate Home Loan (investor) | Fixed 5yr | 6.49% | 6.60% | — | link |
MacquarieBig 5Macquarie fixed rate home loan (Basic/Offset), 5-year term, <=70% LVR (investor) | Fixed 5yr | 6.59% | 6.39% | — | link |
NABBig 5... 5-year | Fixed 5yr | 6.59% | 6.99% | — | link |
Bank of ChinaFixed Rate Home Loan, 5-year term (investor) | Fixed 5yr | 6.59% | 7.92% | — | link |
HeritageHeritage Standard Fixed Rate Home Loan, 5-year term (<=95% LVR) (investor) | Fixed 5yr | 6.59% | 8.12% | — | link |
Unity BankFixed Rate Home Loan, 5-year term (investor) | Fixed 5yr | 6.60% | 6.69% | — | link |
Qudos Bank... 5-year | Fixed 5yr | 6.64% | 6.47% | — | link |
SuncorpSuncorp Fixed Rate (Home Package Plus), 5-year term (investor) | Fixed 5yr | 6.64% | 6.79% | — | link |
Greater BankGreat Rate Home Loan, 5-year fixed (investor) | Fixed 5yr | 6.64% | 7.53% | — | link |
Teachers Mutual BankYour Way fixed rate, 5-year term (investor) | Fixed 5yr | 6.74% | 6.82% | — | link |
Great Southern Bank... 5-year | Fixed 5yr | 6.75% | 7.73% | — | link |
INGING Fixed Rate Home Loan, 5-year term (investor) | Fixed 5yr | 6.79% | 6.46% | — | link |
UbankUbank Flex Fixed Home Loan, 5-year term (<=60% LVR) (investor) | Fixed 5yr | 6.79% | 6.69% | — | link |
ANZBig 5ANZ Fixed Rate Home Loan, 5-year term (investor) | Fixed 5yr | 6.79% | 7.37% | — | link |
Bank of MelbourneFixed Rate Home Loan, 5-year term (investor) | Fixed 5yr | 6.84% | 7.07% | — | link |
BankSAFixed Rate Home Loan, 5-year term (investor) | Fixed 5yr | 6.84% | 7.07% | — | link |
St.GeorgeFixed Rate Home Loan, 5-year term (investor) | Fixed 5yr | 6.84% | 7.07% | — | link |
WestpacBig 5Fixed Options Home Loan (Premier Advantage package), 5-year term, <=70% LVR (investor) | Fixed 5yr | 6.84% | 7.07% | — | link |
AMP BankProfessional Package fixed rate, 5-year term (investor) | Fixed 5yr | 6.89% | 7.19% | — | link |
P&N BankFixed Home Loan (P&I), 5-year term (investor) | Fixed 5yr | 6.99% | 6.74% | — | link |
Beyond BankBeyond Bank Fixed Total Home Loan Package, 5-year term (investor) | Fixed 5yr | 6.99% | 7.19% | — | link |
CBABig 5CommBank Fixed Rate Home Loan (Investment), 5-year term | Fixed 5yr | 6.99% | 8.12% | — | link |
BankwestFixed Rate Home Loan, 5-year term (investor) | Fixed 5yr | 6.99% | 8.50% | — | link |
BOQBOQ Fixed Rate Home Loan (discount), 5-year term (investor) | Fixed 5yr | 7.04% | 6.75% | — | link |
MyState BankFixed Rate Loan, 5-year term (investor) | Fixed 5yr | 7.04% | 7.81% | — | link |
ME BankME Bank fixed rate home loan, 5-year term (investor) | Fixed 5yr | 7.14% | 7.07% | — | link |
RACQ Bank5-year Fixed Home Loan, investor | Fixed 5yr | 7.14% | 7.13% | — | link |