Beyond Bank home loan rates
Ranked by advertised rate, Beyond Bank's lowest advertised rate we track is 6.34% advertised (6.37% comparison) on the Purple Basic Variable Home Loan - 21st of 31 lenders we track. Rates as at 28 Oct 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Its lowest variable home loan rate we track is 6.34% advertised (6.37% comparison) on the Purple Basic Variable Home Loan; its lowest fixed home loan rate we track is 6.59% advertised (7.17% comparison) on the Fixed Total Home Loan Package. Rates as at 28 Oct 2026.
We track 6 Beyond Bank owner-occupier products; every figure is read daily from public, standardised open data feeds under the Consumer Data Right. Rates as at 28 Oct 2026. See our methodology.
At the lowest advertised rate we track - 6.34% on the Purple Basic Variable Home Loan - the monthly principal-and-interest repayment on a $600,000 loan over 30 years is about $3,729 a month (an arithmetic example, not a quote or an offer). Rates as at 28 Oct 2026.
Beyond Bank since the 29 Sept 2026 RBA decision
The RBA's cash rate target moved from 4.35% to 4.60% (+25 bp) after its decision announced 29 Sept 2026.
Beyond Bank has changed 2 variable rates in its published data since:
- Purple Basic Variable Home Loan - variable, no-offset basic loan, <=60% LVR6.09% → 6.34%(+25 bp)matches the cash rate move
- Total Home Loan Package - variable with offset, <=60% LVR6.09% → 6.34%(+25 bp)matches the cash rate move
Lenders can announce a change before it takes effect; the tracker shows it once it appears in their published data. The tracker compares the owner-occupier, principal-and-interest variable rates we track, so a change to a loan we don't track won't show here. Dates are the day a new rate first appeared in the lender's feed, which can be after the day the lender changed it. Every lender's status →
Beyond Bank products (6)
| Product | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Purple Basic Variable Home LoanBeyond Bank | Variable | 6.34% | 6.37% | 60% | link |
Total Home Loan Package (Variable)Beyond Bank | Variable | 6.34% | 6.69% | 60% | link |
Fixed Total Home Loan PackageBeyond Bank | Fixed 2yr | 6.59% | 7.17% | 80% | link |
Fixed Total Home Loan PackageBeyond Bank | Fixed 3yr | 6.69% | 7.17% | 80% | link |
Fixed Total Home Loan PackageBeyond Bank | Fixed 5yr | 6.84% | 7.21% | 80% | link |
Fixed Total Home Loan PackageBeyond Bank | Fixed 1yr | 6.89% | 7.23% | 80% | link |
Beyond Bank recent rate changes
6 of Beyond Bank's tracked products changed their advertised rate in the last 30 days. Every change across the board is on the rate changes page.
- Purple Basic Variable Home Loan - variable, no-offset basic loan, <=60% LVR6.09% → 6.34%(+25 bp)previous value last seen 12 Oct 2026
- Total Home Loan Package - variable with offset, <=60% LVR6.09% → 6.34%(+25 bp)previous value last seen 12 Oct 2026
- Fixed Total Home Loan Package, 2-year term6.39% → 6.59%(+20 bp)previous value last seen 5 Oct 2026
- Fixed Total Home Loan Package, 5-year term6.69% → 6.84%(+15 bp)previous value last seen 5 Oct 2026
- Fixed Total Home Loan Package, 3-year term6.59% → 6.69%(+10 bp)previous value last seen 5 Oct 2026
- Fixed Total Home Loan Package, 1-year term6.29% → 6.89%(+60 bp)previous value last seen 28 Sept 2026
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