RACQ Bank home loan rates
RACQ Bank's most competitive home loan is the Fair Dinkum Home Loan - owner-occupier, P&I at 6.14% comparison (6.14% advertised) - 21st of 31 lenders we track, ranked by comparison rate. Rates as at 16 Sept 2026.
RACQ Bank products (7)
| Product | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Fair Dinkum Home Loan - owner-occupier, P&IRACQ Bank | Variable | 6.14% | 6.14% | — | link |
Mortgage Saver Home Loan - owner-occupier, P&IRACQ Bank | Variable | 6.24% | 6.28% | — | link |
Mortgage Breaker - variable, owner-occupier, P&IRACQ Bank | Variable | 6.34% | 6.38% | — | link |
1-year Fixed Home Loan, owner-occupierRACQ Bank | Fixed 1yr | 6.69% | 6.78% | — | link |
2-year Fixed Home Loan, owner-occupierRACQ Bank | Fixed 2yr | 6.74% | 6.78% | — | link |
3-year Fixed Home Loan, owner-occupierRACQ Bank | Fixed 3yr | 6.74% | 6.78% | — | link |
5-year Fixed Home Loan, owner-occupierRACQ Bank | Fixed 5yr | 6.94% | 6.87% | — | link |