Ubank home loan rates

Ubank's most competitive home loan is the Neat Variable at 6.11% comparison (6.09% advertised) - 9th of 17 lenders we track, ranked by comparison rate. Rates as at 2026-09-13.

Ubank products (6)

Product	Type	Advertised	Comparison	Max LVR	Lender link
Neat VariableUbank	Variable	6.09%	6.11%	70%	link
Flex VariableUbank	Variable	6.09%	6.33%	70%	link
Flex FixedUbank	Fixed 1yr	6.49%	6.37%	60%	link
Flex FixedUbank	Fixed 2yr	6.54%	6.42%	60%	link
Flex FixedUbank	Fixed 3yr	6.59%	6.47%	60%	link
Flex FixedUbank	Fixed 5yr	6.74%	6.62%	60%	link

Ubank rate history

Lowest advertised rate over time, against the RBA cash rate