P&N Bank home loan rates
P&N Bank's most competitive home loan is the Basic Variable Home Loan - owner-occupier, P&I at 6.16% comparison (6.13% advertised) - 22nd of 31 lenders we track, ranked by comparison rate. Rates as at 16 Sept 2026.
P&N Bank products (7)
| Product | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Basic Variable Home Loan - owner-occupier, P&IP&N Bank | Variable | 6.13% | 6.16% | — | link |
Offset Variable Home Loan - owner-occupier, P&IP&N Bank | Variable | 6.17% | 6.20% | — | link |
Fixed Home Loan (P&I), 1-year termP&N Bank | Fixed 1yr | 6.27% | 6.32% | — | link |
Fixed Home Loan (P&I), 2-year termP&N Bank | Fixed 2yr | 6.37% | 6.33% | — | link |
Fixed Home Loan (P&I), 3-year termP&N Bank | Fixed 3yr | 6.69% | 6.43% | — | link |
Fixed Home Loan (P&I), 4-year termP&N Bank | Fixed 4yr | 6.74% | 6.48% | — | link |
Fixed Home Loan (P&I), 5-year termP&N Bank | Fixed 5yr | 6.79% | 6.54% | — | link |