RatesBoard

Westpac home loan rates

Westpac's most competitive home loan is the Flexi First Option Home Loan at 6.00% comparison (5.99% advertised) - 3rd of 17 lenders we track, ranked by comparison rate. Rates as at 2026-09-13.

Westpac products (7)

ProductTypeAdvertisedComparisonMax LVRLender link
Flexi First Option Home LoanBig 5Westpac
Variable5.99%6.00%70%link
Fixed Options Home Loan (Pkg)Big 5Westpac
Fixed 2yr6.34%6.76%70%link
Rocket Repay Home Loan (Premier Advantage Pkg)Big 5Westpac
Variable6.39%6.77%70%link
Fixed Options Home Loan (Pkg)Big 5Westpac
Fixed 1yr6.44%6.77%70%link
Fixed Options Home Loan (Pkg)Big 5Westpac
Fixed 3yr6.54%6.81%70%link
Fixed Options Home Loan (Pkg)Big 5Westpac
Fixed 4yr6.69%6.88%70%link
Fixed Options Home Loan (Pkg)Big 5Westpac
Fixed 5yr6.69%6.90%70%link
Westpac rate history
Lowest advertised rate over time, against the RBA cash rate