Investor 3-year fixed home loan rates we track
Ranked by advertised rate, the leading investor 3-year fixed home loan we track is Greater Bank's at 7.90% comparison (6.49% advertised) - rates as at 1 Nov 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Australian investor 3-year fixed home loan rates, ranked by advertised rate.
Fee data: ongoing fees are not tracked for investor products yet. They often differ from the owner-occupier version of the same loan, so we show none rather than guess.
| Lender | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Greater BankBestGreat Rate Home Loan, 3-year fixed (investor) | Fixed 3yr | 6.49% | 7.90% | — | link |
IMB Bank3-year Fixed Rate Home Loan (investor) | Fixed 3yr | 6.59% | 6.81% | — | link |
Bank AustraliaBank Australia fixed rate home loan, 3-year term (<=80% LVR) (investor) | Fixed 3yr | 6.64% | 6.72% | — | link |
Unity BankFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.65% | 6.74% | — | link |
UpUp Home Loan, fixed 3-year term (investor) | Fixed 3yr | 6.70% | 6.45% | — | link |
MacquarieBig 5Macquarie fixed rate home loan (Basic/Offset), 3-year term, <=70% LVR (investor) | Fixed 3yr | 6.74% | 6.55% | — | link |
People First BankFixed Rate Investment Loan, 3-year term (<=80% LVR) (investor) | Fixed 3yr | 6.74% | 6.57% | — | link |
HeritageHeritage Standard Fixed Rate Home Loan, 3-year term (<=95% LVR) (investor) | Fixed 3yr | 6.74% | 8.75% | — | link |
P&N BankFixed Home Loan (P&I), 3-year term (investor) | Fixed 3yr | 6.79% | 6.78% | — | link |
Teachers Mutual BankYour Way fixed rate, 3-year term (investor) | Fixed 3yr | 6.79% | 6.87% | — | link |
AMP BankProfessional Package fixed rate, 3-year term (investor) | Fixed 3yr | 6.79% | 7.38% | — | link |
Bank of ChinaFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.79% | 8.47% | — | link |
INGING Fixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.84% | 6.55% | — | link |
Bendigo BankBendigo fixed rate home loan, 3-year term (investor) | Fixed 3yr | 6.84% | 6.80% | — | link |
UbankUbank Flex Fixed Home Loan, 3-year term (<=60% LVR) (investor) | Fixed 3yr | 6.89% | 6.81% | — | link |
Beyond BankBeyond Bank Fixed Total Home Loan Package, 3-year term (investor) | Fixed 3yr | 6.89% | 7.30% | — | link |
ANZBig 5ANZ Fixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.89% | 7.73% | — | link |
CBABig 5CommBank Fixed Rate Home Loan (Investment), 3-year term | Fixed 3yr | 6.91% | 8.66% | — | link |
Qudos BankFixed (P&I) 3-year | Fixed 3yr | 6.94% | 6.69% | — | link |
RACQ Bank3-year Fixed Home Loan, investor | Fixed 3yr | 6.94% | 7.23% | — | link |
MyState BankFixed Rate Loan, 3-year term (investor) | Fixed 3yr | 6.94% | 8.16% | — | link |
Great Southern BankFixed (Investor) 3-year | Fixed 3yr | 6.95% | 8.22% | — | link |
NABBig 5NAB Tailored Fixed (Investor) 3-year | Fixed 3yr | 6.97% | 7.35% | — | link |
BOQBOQ Fixed Rate Home Loan (discount), 3-year term (investor) | Fixed 3yr | 6.99% | 6.79% | — | link |
ME BankME Bank fixed rate home loan, 3-year term (investor) | Fixed 3yr | 6.99% | 7.01% | — | link |
Bank of MelbourneFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 7.09% | 7.28% | — | link |
BankSAFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 7.09% | 7.28% | — | link |
St.GeorgeFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 7.09% | 7.28% | — | link |
WestpacBig 5Fixed Options Home Loan (Premier Advantage package), 3-year term, <=70% LVR (investor) | Fixed 3yr | 7.09% | 7.28% | — | link |
BankwestFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 7.19% | 9.13% | — | link |