Cheapest investor 3-year fixed home loan rates
Ranked by advertised rate, the leading investor 3-year fixed home loan in Australia today is Bank Australia's at 6.43% comparison (6.24% advertised) - rates as at 17 Sept 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Australian investor 3-year fixed home loan rates, ranked by advertised rate.
Fee data: ongoing fees are not tracked for investor products yet. They often differ from the owner-occupier version of the same loan, so we show none rather than guess.
| Lender | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Bank AustraliaBestBank Australia fixed rate home loan, 3-year term (<=80% LVR) (investor) | Fixed 3yr | 6.24% | 6.43% | — | link |
IMB Bank3-year Fixed Rate Home Loan (investor) | Fixed 3yr | 6.34% | 6.56% | — | link |
BOQBOQ Fixed Rate Home Loan (discount), 3-year term (investor) | Fixed 3yr | 6.44% | 6.46% | — | link |
ME BankME Bank fixed rate home loan, 3-year term (investor) | Fixed 3yr | 6.44% | 6.68% | — | link |
Teachers Mutual BankYour Way fixed rate, 3-year term (investor) | Fixed 3yr | 6.49% | 6.68% | — | link |
SuncorpSuncorp Fixed Rate (Home Package Plus), 3-year term (investor) | Fixed 3yr | 6.49% | 6.69% | — | link |
Greater BankGreat Rate Home Loan, 3-year fixed (investor) | Fixed 3yr | 6.49% | 7.73% | — | link |
HeritageHeritage Standard Fixed Rate Home Loan, 3-year term (<=95% LVR) (investor) | Fixed 3yr | 6.49% | 8.51% | — | link |
Unity BankFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.50% | 6.59% | — | link |
MacquarieBig 5Macquarie fixed rate home loan (Basic/Offset), 3-year term, <=70% LVR (investor) | Fixed 3yr | 6.54% | 6.31% | — | link |
Qudos Bank... 3-year | Fixed 3yr | 6.54% | 6.40% | — | link |
NABBig 5... 3-year | Fixed 3yr | 6.59% | 7.07% | — | link |
AMP BankProfessional Package fixed rate, 3-year term (investor) | Fixed 3yr | 6.59% | 7.15% | — | link |
Bank of ChinaFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.59% | 8.24% | — | link |
INGING Fixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.64% | 6.31% | — | link |
UbankUbank Flex Fixed Home Loan, 3-year term (<=60% LVR) (investor) | Fixed 3yr | 6.64% | 6.56% | — | link |
Bendigo BankBendigo fixed rate home loan, 3-year term (investor) | Fixed 3yr | 6.64% | 6.59% | — | link |
Bank of MelbourneFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.64% | 6.98% | — | link |
BankSAFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.64% | 6.98% | — | link |
St.GeorgeFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.64% | 6.98% | — | link |
WestpacBig 5Fixed Options Home Loan (Premier Advantage package), 3-year term, <=70% LVR (investor) | Fixed 3yr | 6.64% | 6.98% | — | link |
CBABig 5CommBank Fixed Rate Home Loan (Investment), 3-year term | Fixed 3yr | 6.64% | 8.24% | — | link |
ANZBig 5ANZ Fixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.69% | 7.50% | — | link |
Great Southern Bank... 3-year | Fixed 3yr | 6.70% | 7.97% | — | link |
P&N BankFixed Home Loan (P&I), 3-year term (investor) | Fixed 3yr | 6.79% | 6.60% | — | link |
Beyond BankBeyond Bank Fixed Total Home Loan Package, 3-year term (investor) | Fixed 3yr | 6.79% | 7.10% | — | link |
MyState BankFixed Rate Loan, 3-year term (investor) | Fixed 3yr | 6.84% | 7.96% | — | link |
BankwestFixed Rate Home Loan, 3-year term (investor) | Fixed 3yr | 6.89% | 8.87% | — | link |
RACQ Bank3-year Fixed Home Loan, investor | Fixed 3yr | 6.94% | 7.06% | — | link |