Cheapest investor 4-year fixed home loan rates
Ranked by advertised rate, the leading investor 4-year fixed home loan in Australia today is Macquarie's at 6.36% comparison (6.59% advertised) - rates as at 17 Sept 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Australian investor 4-year fixed home loan rates, ranked by advertised rate.
Fee data: ongoing fees are not tracked for investor products yet. They often differ from the owner-occupier version of the same loan, so we show none rather than guess.
| Lender | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
MacquarieBestBig 5Macquarie fixed rate home loan (Basic/Offset), 4-year term, <=70% LVR (investor) | Fixed 4yr | 6.59% | 6.36% | — | link |
NABBig 5... 4-year | Fixed 4yr | 6.59% | 7.03% | — | link |
Bank of ChinaFixed Rate Home Loan, 4-year term (investor) | Fixed 4yr | 6.59% | 8.07% | — | link |
Unity BankFixed Rate Home Loan, 4-year term (investor) | Fixed 4yr | 6.60% | 6.69% | — | link |
Greater BankGreat Rate Home Loan, 4-year fixed (investor) | Fixed 4yr | 6.64% | 7.64% | — | link |
Teachers Mutual BankYour Way fixed rate, 4-year term (investor) | Fixed 4yr | 6.69% | 6.77% | — | link |
ANZBig 5ANZ Fixed Rate Home Loan, 4-year term (money.com.au ladder only) (investor) | Fixed 4yr | 6.74% | 7.43% | — | link |
Bank of MelbourneFixed Rate Home Loan, 4-year term (investor) | Fixed 4yr | 6.84% | 7.06% | — | link |
BankSAFixed Rate Home Loan, 4-year term (investor) | Fixed 4yr | 6.84% | 7.06% | — | link |
St.GeorgeFixed Rate Home Loan, 4-year term (investor) | Fixed 4yr | 6.84% | 7.06% | — | link |
WestpacBig 5Fixed Options Home Loan (Premier Advantage package), 4-year term (listed on Westpac's own page Feb-Apr) (investor) | Fixed 4yr | 6.84% | 7.06% | — | link |
CBABig 5CommBank Fixed Rate Home Loan (Investment), 4-year term | Fixed 4yr | 6.84% | 8.17% | — | link |
BankwestFixed Rate Home Loan, 4-year term (investor) | Fixed 4yr | 6.94% | 8.67% | — | link |
P&N BankFixed Home Loan (P&I), 4-year term (investor) | Fixed 4yr | 6.99% | 6.70% | — | link |