ME Bank home loan rates
Ranked by advertised rate, ME Bank's lowest advertised rate we track is 6.24% advertised (6.26% comparison) on the EconoME Home Loan - 9th of 31 lenders we track. Rates as at 28 Oct 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Its lowest variable home loan rate we track is 6.24% advertised (6.26% comparison) on the EconoME Home Loan; its lowest fixed home loan rate we track is 6.79% advertised (6.77% comparison) on the Fixed Rate. Rates as at 28 Oct 2026.
We track 6 ME Bank owner-occupier products; every figure is read daily from public, standardised open data feeds under the Consumer Data Right. Rates as at 28 Oct 2026. See our methodology.
At the lowest advertised rate we track - 6.24% on the EconoME Home Loan - the monthly principal-and-interest repayment on a $600,000 loan over 30 years is about $3,690 a month (an arithmetic example, not a quote or an offer). Rates as at 28 Oct 2026.
ME Bank since the 29 Sept 2026 RBA decision
The RBA's cash rate target moved from 4.35% to 4.60% (+25 bp) after its decision announced 29 Sept 2026.
ME Bank has changed 2 variable rates in its published data since:
- CompleteME Home Loan - variable with offset6.04% → 6.29%(+25 bp)matches the cash rate move
- EconoME Home Loan - variable, no-offset basic loan5.99% → 6.24%(+25 bp)matches the cash rate move
Lenders can announce a change before it takes effect; the tracker shows it once it appears in their published data. The tracker compares the owner-occupier, principal-and-interest variable rates we track, so a change to a loan we don't track won't show here. Dates are the day a new rate first appeared in the lender's feed, which can be after the day the lender changed it. Every lender's status →
ME Bank products (6)
| Product | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
EconoME Home LoanME Bank | Variable | 6.24% | 6.26% | 70% | link |
CompleteME Home LoanME Bank | Variable | 6.29% | 6.67% | 70% | link |
Fixed RateME Bank | Fixed 2yr | 6.79% | 6.77% | 60% | link |
Fixed RateME Bank | Fixed 3yr | 6.84% | 6.83% | 60% | link |
Fixed RateME Bank | Fixed 1yr | 6.89% | 6.77% | 60% | link |
Fixed RateME Bank | Fixed 5yr | 6.99% | 7.01% | 60% | link |
ME Bank recent rate changes
6 of ME Bank's tracked products changed their advertised rate in the last 30 days. Every change across the board is on the rate changes page.
- fixed rate home loan, 2-year term6.24% → 6.79%(+55 bp)previous value last seen 3 Oct 2026
- fixed rate home loan, 3-year term6.29% → 6.84%(+55 bp)previous value last seen 3 Oct 2026
- fixed rate home loan, 1-year term6.54% → 6.89%(+35 bp)previous value last seen 3 Oct 2026
- EconoME Home Loan - variable, no-offset basic loan5.99% → 6.24%(+25 bp)previous value last seen 3 Oct 2026
- CompleteME Home Loan - variable with offset6.04% → 6.29%(+25 bp)previous value last seen 3 Oct 2026
- fixed rate home loan, 5-year term6.94% → 6.99%(+5 bp)previous value last seen 3 Oct 2026
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