RatesBoard

MyState Bank home loan rates

MyState Bank's most competitive home loan is the Basic Variable Loan - owner-occupier, P&I at 6.07% comparison (6.04% advertised) - 12th of 31 lenders we track, ranked by comparison rate. Rates as at 16 Sept 2026.

MyState Bank products (6)

ProductTypeAdvertisedComparisonMax LVRLender link
Basic Variable Loan - owner-occupier, P&IMyState Bank
Variable6.04%6.07%link
Special Residential Variable Loan - owner-occupier, P&IMyState Bank
Variable6.04%6.09%link
Fixed Rate Loan, 5-year termMyState Bank
Fixed 5yr6.89%7.75%link
Fixed Rate Loan, 3-year termMyState Bank
Fixed 3yr6.54%7.87%link
Fixed Rate Loan, 2-year termMyState Bank
Fixed 2yr6.49%8.03%link
Fixed Rate Loan, 1-year termMyState Bank
Fixed 1yr6.49%8.21%link
MyState Bank rate history
Lowest advertised rate over time, against the RBA cash rate