Unity Bank home loan rates
Unity Bank's most competitive home loan is the Momentum Home Loan - variable, owner-occupier, P&I at 6.04% comparison (5.99% advertised) - 10th of 31 lenders we track, ranked by comparison rate. Rates as at 16 Sept 2026.
Unity Bank products (7)
| Product | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Momentum Home Loan - variable, owner-occupier, P&IUnity Bank | Variable | 5.99% | 6.04% | — | link |
Fixed Rate Home Loan, 3-year termUnity Bank | Fixed 3yr | 6.15% | 6.23% | — | link |
Advantage Home Loan with offset - owner-occupier, P&IUnity Bank | Variable | 6.19% | 6.24% | — | link |
Fixed Rate Home Loan, 1-year termUnity Bank | Fixed 1yr | 6.20% | 6.29% | — | link |
Fixed Rate Home Loan, 2-year termUnity Bank | Fixed 2yr | 6.20% | 6.29% | — | link |
Fixed Rate Home Loan, 4-year termUnity Bank | Fixed 4yr | 6.35% | 6.44% | — | link |
Fixed Rate Home Loan, 5-year termUnity Bank | Fixed 5yr | 6.35% | 6.44% | — | link |