Bank of Melbourne home loan rates
Bank of Melbourne's most competitive home loan is the Basic Variable Home Loan - owner-occupier, P&I at 6.30% comparison (6.29% advertised) - 27th of 31 lenders we track, ranked by comparison rate. Rates as at 16 Sept 2026.
Bank of Melbourne products (7)
| Product | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Basic Variable Home Loan - owner-occupier, P&IBank of Melbourne | Variable | 6.29% | 6.30% | — | link |
Fixed Rate Home Loan, 2-year termBank of Melbourne | Fixed 2yr | 6.34% | 6.76% | — | link |
Variable Home Loan with Offset - owner-occupier, P&IBank of Melbourne | Variable | 6.39% | 6.77% | — | link |
Fixed Rate Home Loan, 1-year termBank of Melbourne | Fixed 1yr | 6.44% | 6.77% | — | link |
Fixed Rate Home Loan, 3-year termBank of Melbourne | Fixed 3yr | 6.54% | 6.81% | — | link |
Fixed Rate Home Loan, 4-year termBank of Melbourne | Fixed 4yr | 6.69% | 6.88% | — | link |
Fixed Rate Home Loan, 5-year termBank of Melbourne | Fixed 5yr | 6.69% | 6.90% | — | link |