Investor 1-year fixed home loan rates we track
Ranked by advertised rate, the leading investor 1-year fixed home loan we track is Teachers Mutual Bank's at 6.79% comparison (6.54% advertised) - rates as at 1 Nov 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Australian investor 1-year fixed home loan rates, ranked by advertised rate.
Fee data: ongoing fees are not tracked for investor products yet. They often differ from the owner-occupier version of the same loan, so we show none rather than guess.
| Lender | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Teachers Mutual BankBestYour Way fixed rate, 1-year term (investor) | Fixed 1yr | 6.54% | 6.79% | — | link |
Greater BankGreat Rate Home Loan, 1-year fixed (investor) | Fixed 1yr | 6.54% | 8.28% | — | link |
IMB Bank1-year Fixed Rate Home Loan (investor) | Fixed 1yr | 6.59% | 6.84% | — | link |
UpUp Home Loan, fixed 1-year term (investor) | Fixed 1yr | 6.60% | 6.38% | — | link |
MacquarieBig 5Macquarie fixed rate home loan (Basic/Offset), 1-year term, <=70% LVR (investor) | Fixed 1yr | 6.64% | 6.49% | — | link |
P&N BankFixed Home Loan (P&I), 1-year term (investor) | Fixed 1yr | 6.64% | 6.76% | — | link |
Unity BankFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.65% | 6.74% | — | link |
People First BankFixed Rate Investment Loan, 1-year term (<=80% LVR) (investor) | Fixed 1yr | 6.69% | 6.52% | — | link |
Bank of ChinaFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.69% | 8.88% | — | link |
HeritageHeritage Standard Fixed Rate Home Loan, 1-year term (<=95% LVR) (investor) | Fixed 1yr | 6.69% | 9.28% | — | link |
Bendigo BankBendigo fixed rate home loan, 1-year term (investor) | Fixed 1yr | 6.74% | 6.73% | — | link |
AMP BankProfessional Package fixed rate, 1-year term (investor) | Fixed 1yr | 6.74% | 7.51% | — | link |
INGING Fixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.79% | 6.46% | — | link |
Bank AustraliaBank Australia fixed rate home loan, 1-year term (<=80% LVR) (investor) | Fixed 1yr | 6.79% | 6.61% | — | link |
Qudos BankFixed (P&I) 1-year | Fixed 1yr | 6.79% | 6.61% | — | link |
UbankUbank Flex Fixed Home Loan, 1-year term (<=60% LVR) (investor) | Fixed 1yr | 6.79% | 6.71% | — | link |
Bank of MelbourneFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.84% | 7.21% | — | link |
BankSAFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.84% | 7.21% | — | link |
St.GeorgeFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.84% | 7.21% | — | link |
WestpacBig 5Fixed Options Home Loan (Premier Advantage package), 1-year term, <=70% LVR (investor) | Fixed 1yr | 6.84% | 7.21% | — | link |
NABBig 5NAB Tailored Fixed (Investor) 1-year | Fixed 1yr | 6.84% | 7.41% | — | link |
ANZBig 5ANZ Fixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.84% | 7.96% | — | link |
MyState BankFixed Rate Loan, 1-year term (investor) | Fixed 1yr | 6.84% | 8.47% | — | link |
CBABig 5CommBank Fixed Rate Home Loan (Investment), 1-year term | Fixed 1yr | 6.84% | 9.04% | — | link |
RACQ Bank1-year Fixed Home Loan, investor | Fixed 1yr | 6.89% | 7.29% | — | link |
Great Southern BankFixed (Investor) 1-year | Fixed 1yr | 6.95% | 8.55% | — | link |
BankwestFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.99% | 9.62% | — | link |
ME BankME Bank fixed rate home loan, 1-year term (investor) | Fixed 1yr | 7.04% | 6.92% | — | link |
Beyond BankBeyond Bank Fixed Total Home Loan Package, 1-year term (investor) | Fixed 1yr | 7.09% | 7.34% | — | link |
Bank of SydneyExpect More Home Loan fixed rate, 1-year term (investor) | Fixed 1yr | 7.39% | 7.16% | — | link |