Cheapest investor 1-year fixed home loan rates
Ranked by advertised rate, the leading investor 1-year fixed home loan in Australia today is IMB Bank's at 6.59% comparison (6.34% advertised) - rates as at 17 Sept 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Australian investor 1-year fixed home loan rates, ranked by advertised rate.
Fee data: ongoing fees are not tracked for investor products yet. They often differ from the owner-occupier version of the same loan, so we show none rather than guess.
| Lender | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
IMB BankBest1-year Fixed Rate Home Loan (investor) | Fixed 1yr | 6.34% | 6.59% | — | link |
Bank AustraliaBank Australia fixed rate home loan, 1-year term (<=80% LVR) (investor) | Fixed 1yr | 6.39% | 6.35% | — | link |
Qudos BankFixed (P&I) 1-year | Fixed 1yr | 6.39% | 6.35% | — | link |
Greater BankGreat Rate Home Loan, 1-year fixed (investor) | Fixed 1yr | 6.39% | 8.05% | — | link |
P&N BankFixed Home Loan (P&I), 1-year term (investor) | Fixed 1yr | 6.42% | 6.51% | — | link |
SuncorpSuncorp Fixed Rate (Home Package Plus), 1-year term (investor) | Fixed 1yr | 6.44% | 7.20% | — | link |
Beyond BankBeyond Bank Fixed Total Home Loan Package, 1-year term (investor) | Fixed 1yr | 6.49% | 7.06% | — | link |
AMP BankProfessional Package fixed rate, 1-year term (investor) | Fixed 1yr | 6.49% | 7.26% | — | link |
Bank of ChinaFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.49% | 8.64% | — | link |
HeritageHeritage Standard Fixed Rate Home Loan, 1-year term (<=95% LVR) (investor) | Fixed 1yr | 6.49% | 9.05% | — | link |
MacquarieBig 5Macquarie fixed rate home loan (Basic/Offset), 1-year term, <=70% LVR (investor) | Fixed 1yr | 6.54% | 6.25% | — | link |
UbankUbank Flex Fixed Home Loan, 1-year term (<=60% LVR) (investor) | Fixed 1yr | 6.54% | 6.47% | — | link |
Teachers Mutual BankYour Way fixed rate, 1-year term (investor) | Fixed 1yr | 6.54% | 6.66% | — | link |
Bank of MelbourneFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.54% | 6.96% | — | link |
BankSAFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.54% | 6.96% | — | link |
St.GeorgeFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.54% | 6.96% | — | link |
WestpacBig 5Fixed Options Home Loan (Premier Advantage package), 1-year term, <=70% LVR (investor) | Fixed 1yr | 6.54% | 6.96% | — | link |
NABBig 5NAB Tailored Fixed (Investor) 1-year | Fixed 1yr | 6.54% | 7.16% | — | link |
CBABig 5CommBank Fixed Rate Home Loan (Investment), 1-year term | Fixed 1yr | 6.54% | 8.57% | — | link |
Unity BankFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.55% | 6.64% | — | link |
INGING Fixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.59% | 6.21% | — | link |
Bendigo BankBendigo fixed rate home loan, 1-year term (investor) | Fixed 1yr | 6.64% | 6.52% | — | link |
ANZBig 5ANZ Fixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.64% | 7.71% | — | link |
BankwestFixed Rate Home Loan, 1-year term (investor) | Fixed 1yr | 6.69% | 9.37% | — | link |
Great Southern BankFixed (Investor) 1-year | Fixed 1yr | 6.70% | 8.30% | — | link |
ME BankME Bank fixed rate home loan, 1-year term (investor) | Fixed 1yr | 6.74% | 6.67% | — | link |
MyState BankFixed Rate Loan, 1-year term (investor) | Fixed 1yr | 6.74% | 8.24% | — | link |
RACQ Bank1-year Fixed Home Loan, investor | Fixed 1yr | 6.89% | 7.07% | — | link |
Bank of SydneyExpect More Home Loan fixed rate, 1-year term (investor) | Fixed 1yr | 7.39% | 6.94% | — | link |