Greater Bank home loan rates
Ranked by advertised rate, Greater Bank's lowest advertised rate we track is 6.09% advertised (6.10% comparison) on the Great Rate Home Loan (incl. discounted rate) - variable, owner-occupier, P&I - 1st of 31 lenders we track. Rates as at 31 Oct 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Its lowest variable home loan rate we track is 6.09% advertised (6.10% comparison) on the Great Rate Home Loan (incl. discounted rate) - variable, owner-occupier, P&I; its lowest fixed home loan rate we track is 6.39% advertised (7.61% comparison) on the Great Rate Home Loan, 3-year fixed. Rates as at 31 Oct 2026.
We track 6 Greater Bank owner-occupier products; every figure is read daily from public, standardised open data feeds under the Consumer Data Right. Rates as at 31 Oct 2026. See our methodology.
At the lowest advertised rate we track - 6.09% on the Great Rate Home Loan (incl. discounted rate) - variable, owner-occupier, P&I - the monthly principal-and-interest repayment on a $600,000 loan over 30 years is about $3,632 a month (an arithmetic example, not a quote or an offer). Rates as at 31 Oct 2026.
Greater Bank since the 29 Sept 2026 RBA decision
The RBA's cash rate target moved from 4.35% to 4.60% (+25 bp) after its decision announced 29 Sept 2026.
Greater Bank has changed 1 variable rate in its published data since:
- Great Rate Home Loan (incl. discounted rate) - variable, owner-occupier, P&I5.84% → 6.09%(+25 bp)matches the cash rate move
Lenders can announce a change before it takes effect; the tracker shows it once it appears in their published data. The tracker compares the owner-occupier, principal-and-interest variable rates we track, so a change to a loan we don't track won't show here. Dates are the day a new rate first appeared in the lender's feed, which can be after the day the lender changed it. Every lender's status →
Greater Bank products (6)
| Product | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Great Rate Home Loan (incl. discounted rate) - variable, owner-occupier, P&IGreater Bank | Variable | 6.09% | 6.10% | 80% | link |
Great Rate Home Loan, 3-year fixedGreater Bank | Fixed 3yr | 6.39% | 7.61% | — | link |
Great Rate Home Loan, 2-year fixedGreater Bank | Fixed 2yr | 6.44% | 7.77% | — | link |
Great Rate Home Loan, 1-year fixedGreater Bank | Fixed 1yr | 6.44% | 7.94% | — | link |
Great Rate Home Loan, 5-year fixedGreater Bank | Fixed 5yr | 6.54% | 7.41% | — | link |
Great Rate Home Loan, 4-year fixedGreater Bank | Fixed 4yr | 6.54% | 7.53% | — | link |
Greater Bank recent rate changes
1 of Greater Bank's tracked products changed their advertised rate in the last 30 days. Every change across the board is on the rate changes page.
- Great Rate Home Loan (incl. discounted rate) - variable, owner-occupier, P&I5.84% → 6.09%(+25 bp)previous value last seen 8 Oct 2026
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