Bankwest home loan rates
Ranked by advertised rate, Bankwest's lowest advertised rate we track is 6.44% advertised (6.47% comparison) on the Bankwest Simple Home Loan - owner-occupier, P&I - 27th of 31 lenders we track. Rates as at 31 Oct 2026. Sourced from the lenders' own published figures, read daily from public, standardised open data feeds under the Consumer Data Right. See our methodology.
Its lowest variable home loan rate we track is 6.44% advertised (6.47% comparison) on the Bankwest Simple Home Loan - owner-occupier, P&I; its lowest fixed home loan rate we track is 6.79% advertised (9.03% comparison) on the Fixed Rate Home Loan, 1-year term. Rates as at 31 Oct 2026.
We track 7 Bankwest owner-occupier products; every figure is read daily from public, standardised open data feeds under the Consumer Data Right. Rates as at 31 Oct 2026. See our methodology.
At the lowest advertised rate we track - 6.44% on the Bankwest Simple Home Loan - owner-occupier, P&I - the monthly principal-and-interest repayment on a $600,000 loan over 30 years is about $3,769 a month (an arithmetic example, not a quote or an offer). Rates as at 31 Oct 2026.
Bankwest since the 29 Sept 2026 RBA decision
The RBA's cash rate target moved from 4.35% to 4.60% (+25 bp) after its decision announced 29 Sept 2026.
Bankwest has changed 2 variable rates in its published data since:
- Simple Home Loan - owner-occupier, P&I6.19% → 6.44%(+25 bp)matches the cash rate move
- Complete Variable Home Loan Package - owner-occupier, P&I6.19% → 6.44%(+25 bp)matches the cash rate move
Lenders can announce a change before it takes effect; the tracker shows it once it appears in their published data. The tracker compares the owner-occupier, principal-and-interest variable rates we track, so a change to a loan we don't track won't show here. Dates are the day a new rate first appeared in the lender's feed, which can be after the day the lender changed it. Every lender's status →
Bankwest products (7)
| Product | Type | Advertised | Comparison | Max LVR | Lender link |
|---|---|---|---|---|---|
Bankwest Simple Home Loan - owner-occupier, P&IBankwest | Variable | 6.44% | 6.47% | 60% | link |
Complete Variable Home Loan Package - owner-occupier, P&IBankwest | Variable | 6.44% | 6.83% | 60% | link |
Fixed Rate Home Loan, 1-year termBankwest | Fixed 1yr | 6.79% | 9.03% | — | link |
Fixed Rate Home Loan, 2-year termBankwest | Fixed 2yr | 6.89% | 8.81% | — | link |
Fixed Rate Home Loan, 3-year termBankwest | Fixed 3yr | 6.99% | 8.63% | — | link |
Fixed Rate Home Loan, 4-year termBankwest | Fixed 4yr | 7.04% | 8.48% | — | link |
Fixed Rate Home Loan, 5-year termBankwest | Fixed 5yr | 7.09% | 8.34% | — | link |
Bankwest recent rate changes
7 of Bankwest's tracked products changed their advertised rate in the last 30 days. Every change across the board is on the rate changes page.
- Fixed Rate Home Loan, 2-year term6.59% → 6.89%(+30 bp)previous value last seen 9 Oct 2026
- Fixed Rate Home Loan, 1-year term6.49% → 6.79%(+30 bp)previous value last seen 9 Oct 2026
- Fixed Rate Home Loan, 3-year term6.69% → 6.99%(+30 bp)previous value last seen 9 Oct 2026
- Fixed Rate Home Loan, 4-year term6.74% → 7.04%(+30 bp)previous value last seen 9 Oct 2026
- Fixed Rate Home Loan, 5-year term6.79% → 7.09%(+30 bp)previous value last seen 9 Oct 2026
- Simple Home Loan - owner-occupier, P&I6.19% → 6.44%(+25 bp)previous value last seen 9 Oct 2026
- Complete Variable Home Loan Package - owner-occupier, P&I6.19% → 6.44%(+25 bp)previous value last seen 9 Oct 2026
Add RBA decision and CPI release dates to your calendar: Apple or Outlook · Google Calendar · .ics file.